Why use Laybuy?  

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Deciding what to buy is hard, but paying for it doesn't have to be. LayBuy lets you receive the item now and spread the payment over 6 weekly automatic installments. No interest, no fees*.

Sign up in seconds at the checkout (instore or online) or on our site where you can also view full T&C's www.laybuy.com/nz/


Get Now. Pay over 10 weeks.  

Who is Genoapay?

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Genoapay is a flexible payment solution providing customers with a smarter way to buy what you want now by splitting the payments over ten easily managed payments.

Finance now

Finance Now provides personal, quick, hassle-free financial services. With over 1,500 retail stores around New Zealand accepting Finance Now, you'll be able to get what you want at a price you can afford.
Available instore only          

Q Card Payments


What is Q Card?

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Q Mastercard is your perfect shopping partner for purchases big or small, combining the benefits of a credit card with a range of interest-free deals and payment holidays*


Interest free 12 months months interest free

This plan requires customers to make a minimum payment each month, but they have the flexibility to make extra payments at any time. Plans start from 6 months

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Buy ‘Little things’

  • Apply for up to $1,000
  • Repay in 5 fortnightly or 10 weekly slices
  • Repay and free up your balance to spend again​​​​​​​

Buy ‘Big things’

  • Get approved online or in-store for up to $10,000
  • Depending on where you shop and what you buy repay over 6, 9, 12 months all the way to 24 months

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